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Retailers Insurance Group Blog

All You Ever Wanted to Know About Insurance

Auto and Diminished Value

Corvair.pdf If you have ever been in an auto accident you know that after the completion of all repairs your vehicle’s value is not the same as a similar model that was never damaged. When time for the trade-in or sale...

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Property Insurance and Insuring to Value

Marshall and Swift research has indicated that up to 75% of commercial businesses are under-insured by an average of 40 percent or more greatly impairing the possibility of recovery from a major loss. In recent years,...

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Texting Is Not Accident Free

The Larger Home

When you have such a home the standard policy may not be for you. For example consider a historic home or a more recent construction with high end finishes. During a thunderstorm a lightning strike causes a tree to be...

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4 Ways to Prepare in Case of Fire

1. Take Precautions - more people die in fires started by smoking materials. 2. Check Your Smoke Alarms - install and maintain properly, 50% of home deaths occur in homes that do not have smoke alarms. 3. Have an...

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Uninsured Motorist, Why Buy

Uninsured motorist rates vary by state. The national average is 13 percent, with Maine at 4.5 percent and Florida around 27% in 2015. No matter where you live you have at least a 1 in 10 chance of being involved with an...

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Top Cyber Exposure Triggers

Over the past decade Cyber has grown into a bigger and bigger threat personally and corporately. Can you place the following threats in order of magnitude. Reply with you opinion to RetailersIns [at] aol [dot] com and...

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The Cloud

Lloyd's of London, an international insurance hub, predicted that a crash of one top cloud service provider could cost the economy billions of dollars with much of the burden falling onto medium and small businesses....

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There’s really nothing like a freshly cooked burger right off the grill. And eating with family and friends makes it all the sweeter. But what isn’t fun is the results of unsafe grilling practices - property damage and...

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15 Minutes Saves

I keep seeing that advertisement; call the voice and 15 minutes may save you $500 or something like that. Is it a good move, maybe and maybe not so much. Sometimes it' s because you went from 300,000/100,000 limits down...

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